- Complete set of Application Disclosures and Checklist
[ .pdf format ] - 1003 Uniform Residential Loan Application
[ .pdf format ]
If you have not found your new home, or are just beginning to think about a new home, then we suggest you become a "prequalified" or "preapproved" home-shopper. This puts you in a much better bargaining position with the sellers of your potential new home.
Mortgage Prequalification
We discuss your financial situation and options over the phone. Based on this conversation and an in-file credit report (with your written authorization) we can tell you if you are looking in the right price range and what your limits might be.
Mortgage Preapproval
A loan application is completed with all supporting documentation and signed disclosures. A full credit report is pulled ($65 cost), an underwriter reviews your file and we issue a preapproval letter.
Mortgage Full Application
This is a standard form that can be printed out from the above links and mailed or faxed by you. Or, we can sit down with you and go through the application form and help you complete it. There are several documents that will also be requested from you depending on the loan program you apply for and your financial situation.
